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  • Prepare Important Documents and Your Finances First Aid Kit for Natural Disasters Financial

Prepare Important Documents and Your Finances First Aid Kit for Natural Disasters Financial

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Category: Disaster Preparedness

Learn financial preparedness, gather financial and critical personal, household, and medical information before a disaster. Natural disasters can happen anywhere, but you can protect yourself and your finances by planning. A disaster can delay mail for days or weeks, start using electronic direct deposits.

Steps to Financial Preparedness

A weekend of preparation now can save you months of frustration and lots of money.

  • You never know when a disaster will happen. You can prepare by setting aside money in a rainy-day fund. Learn more financial preparedness tips:  #FinancialFuture2019
  • Saving is the best financial defense against disasters. A little bit at a time can go a long way. USA.gov/flec #FinancialFuture2019
  • Do you have all the documents and digital copies you need to protect yourself after a disaster? Use the checklists in the Emergency Financial First Aid Kit (EFFAK) and see if you are missing anything:  #FinancialFuture2019 

Insurance

What Should I Know About Flood Insurance? Protecting yourself today means knowing what to do when a flood is approaching your home or business.

  • Before disaster strikes, review your #insurance coverage. Insurance is the fastest way to recover after a disaster.
  • Where it rains it can #flood. One inch of water in your home can cost $25,000 in damage. Do you have flood insurance? ;
  • Homeowners and renters insurance do not typically cover flood damage. Contact National Flood Insurance Program Help Center at 800-427-4661. Talk to your agent for your existing policy and ask about flood insurance. #FinancialFuture2019 
  • Documenting your private property can help #insurance claims if a disaster. Take this free action now and protect yourself later. #FinancialFuture2019 

Prepare for the Unexpected:
Financial Preparedness

Financial Preparedness Associated Content, Information, and Resources

Financial Preparedness Associated Content, Information, and Resources

  • Financial Preparedness Toolkit
  • Operation Hope
  • Download the FEMA mobile APP
  • National Flood Insurance Program
  • DisasterAssistance.gov
  • Financial Literacy Education Commission
  • MyMoney.gov
  • ConsumerFinance.gov
  • Get Tech Ready

ConsumerFinance.gov has the information you need to plan and help safeguard your financial future in a disaster. Whether you are at risk of hurricanes, tornadoes, blizzards, wildfires, or earthquakes, here are three steps you can take right now to protect yourself financially and weather any storm.

The first step you can take is to download FEMA’s Emergency Financial First Aid Kit and fill it out. Once you complete the kit you will have everything you need in one place.

The next step is to find a safe space to store the kit and the documents you gathered. Lastly, make sure you understand your insurance options, and the extent of your coverage in case of a disaster. Renter's, homeowner's, and auto insurance policies generally don’t cover all aspects of a disaster. You may also need to investigate specialized coverage like earthquake insurance and flood insurance.

Americans at all income levels have experienced the challenges of rebuilding their lives after a disaster or other emergency. In these stressful circumstances, having access to personal financial, insurance, medical, and other records is crucial for starting the process of recovery quickly and efficiently. Taking the time now to collect and secure these critical records will give you peace of mind and, in the event of an emergency, will ensure that you have the documentation needed to start the recovery process without delay.

  1. Gather financial and critical personal, household, and medical information.
  2. Consider saving money in an emergency savings account that could be used in any crisis. Keep a small amount of cash at home in a safe place. It is important to have small bills on hand because ATM’s and credit cards may not work during a disaster when you need to purchase necessary supplies, fuel or food.
  3. Obtain property (homeowners or renters), health, and life insurance if you do not have them. Review existing policies for the amount and extent of coverage to ensure that what you have in place is what is needed for you and your family for all possible hazards. Homeowners insurance does not typically cover flooding, so you may need to purchase flood insurance from the National Flood Insurance Program.

At Home

Using FEMA’s Emergency Financial First Aid Kit (EFFAK) as a guide, or by downloading a secure mobile app on your phone, store important documents either in a safety deposit box, an external drive, on the cloud to make it easy to access during a disaster.

Contact State Vital Records Office

Having your financial and medical records and important contact information will be crucial to help you start the recovery process quickly. Take time now to safeguard these critical documents.

Household Identification

  • Photo ID to prove identity of household members
  • Birth certificate to keep or re-establish contact with family members
  • Social security card to apply for FEMA disaster assistance
  • Military service
  • Pet ID tags

Financial and Legal Documentation

  • Housing Payments to find financial records and obligations
  • Insurance policies to re-establish financial accounts
  • Sources of income to keep payments and credit
  • Tax statements to provide contact information for financial and legal providers & apply for FEMA disaster assistance

Medical Information

  • Physician information to provide doctors with health information if medical care
  • Copies of health insurance information to ensure existing care continues uninterrupted
  • Immunization records  
  • Medications     

Insurance Information

Having insurance for your home or business property is the best way to ensure you will have the necessary financial resources to help you repair, rebuild, or replace whatever is damaged.  Document and insure your property now.

Household Contact information

  • Banking Institutions
  • Insurance agent
  • Health professionals
  • Service providers
  • Place of worship

Get your benefits electronically

A disaster can disrupt mail service for days or weeks. If you depend on Social Security or other regular benefits, switching to electronic payments is a simple, significant way to protect yourself financially before disaster strikes. It also eliminates the risk of stolen checks. The U.S. Department of the Treasury recommends two safer ways to get federal benefits:

  • Direct deposit to a checking or savings account. Federal benefit recipients can sign up by calling (800) 333-1795 or sign up online
  • The Direct Express® prepaid debit card is designed as a safe and easy alternative to paper

Read More:
Document and Insurance

Tornado | Rain and Floods | Earthquakes | Lightning | Volcanoes | Winter Storm

EPAP for Patients - phe.gov

The Emergency Prescription Assistance Program, or EPAP, helps people in a federally-identified disaster area who do not have health insurance get the prescription drugs, vaccinations, medical supplies, and equipment that they need. This program helps people and communities better cope with a disaster and reduces stress on the healthcare system.

People who are eligible for EPAP can file a claim at more than 72,000 retail pharmacies across the United States and its territories for prescription items that were lost, stolen, or destroyed because of a disaster.

If you have questions about using EPAP during a disaster, call the EPAP Hotline at 1-855-793-7470.

Read More

Extra Measures for People with Special Needs

  • Write down your specific needs, limitations, capabilities, and medications. Keep this list near you always–perhaps in your purse or wallet.
  • Find someone nearby (a spouse, roommate, friend, neighbor, relative, or co-worker) who will agree to assist you in case of an emergency. Give him or her a copy of your list. You may also want to provide a spare key to your home, or directions to find a key.
  • Keep aware of weather conditions through whatever means are accessible to you. Some options are closed captioning or scrolled warnings on TV, radio bulletins, or call-in weather information lines.

Disaster Safety Plans

Download Emergency Preparedness Checklist

Download Emergency Preparedness Checklist

A disaster supplies kit is a collection of basic items your household may need in the event of an emergency.

Make sure your emergency kit is stocked with the items on the checklist below. Most of the items are inexpensive and easy to find, and any one of them could save your life. Headed to the store? Download a printable version to take with you. Once you take a look at the basic items, consider what unique needs your family might have, such as supplies for pets, or seniors.

Checklist on Emergency Preparedness

pdf-10053A Family Communication Plan
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pdf-10052A Family Communication Plan - Spanish Version
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pdf-10054All-Hazards Preparedness Guide
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pdf-10056Backpack Emergency Card
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pdf-10055Backpack Emergency Card - Spanish Version
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pdf-10058Emergency Kit Checklist
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pdf-10057Emergency Kit Checklist - Spanish Version
Download
pdf-11873Family Communication Plan Template
Download
pdf-10060Pet Emergency Kit
Download
pdf-10059Pet Emergency Kit - Spanish Version
Download

Additional Emergency Supplies

Additional Emergency Supplies

Consider adding the following items to your emergency supply kit based on your individual needs:

  • Prescription medications
  • Non-prescription medications such as pain relievers, anti-diarrhea medication, antacids or laxatives
  • Glasses and contact lenses solution
  • Infant formula, bottles, diapers, wipes, diaper rash cream
  • Pet food and extra water for your pet
  • Cash or traveler's checks
  • Important family documents such as copies of insurance policies, identification and bank account records saved electronically or in a waterproof, portable container
  • Sleeping bag or warm blanket for each person
  • Complete change of clothing appropriate for your climate and sturdy shoes
  • Household chlorine bleach and medicine dropper to disinfect water
  • Fire extinguisher
  • Matches in a waterproof container
  • Feminine supplies and personal hygiene items
  • Mess kits, paper cups, plates, paper towels and plastic utensils
  • Paper and pencil
  • Books, games, puzzles or other activities for children
Maintaining Your Kit

Maintaining Your Kit

After assembling your kit remember to maintain it so it’s ready when needed:

  • Keep canned food in a cool, dry place
  • Store boxed food in tightly closed plastic or metal containers
  • Replace expired items as needed
  • Re-think your needs every year and update your kit as your family’s needs change.
Kit Storage Locations

Kit Storage Locations

Since you do not know where you will be when an emergency occurs, prepare supplies for home, work and vehicles.

  • Home: Keep this kit in a designated place and have it ready in case you have to leave your home quickly. Make sure all family members know where the kit is kept.
  • Work: Be prepared to shelter at work for at least 24 hours. Your work kit should include food, water and other necessities like medicines, as well as comfortable walking shoes, stored in a “grab and go” case.
  • Vehicle: In case you are stranded, keep a kit of emergency supplies in your car.

Read More:
Natural Disasters and Severe Weather

 Public Downloads

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Public Downloads - Español (Spanish)

When available, we provide all our content with a Spanish version in our public download section. You can find additional material from sources listed in all our articles.

Download Personal Forms

Download Personal Forms

pdf-9827An Official Individual State List for Vital Records
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xlsx-3158Blood Pressure and Glucose Tracker
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WORD-3159Business Trip Checklist
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pdf-3160California Advance Health Care Directive Form
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pdf-3161California Do Not Resuscitate Form
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pdf-3162California General Durable Power of Attorney Form
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pdf-3163California Last Will and Testament Form
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xlsx-3164College Comparison Tracker
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xlsx-3165Emergency Contact Form
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pdf-3166Emergency-Contact Form
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xlsx-3167Expense Journal
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xlsx-3168Family Emergency Plan
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xlsx-3169Gas Mileage Tracker
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pdf-3170Generic Authorization Medical Release Form
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xlsx-3171Grocery List
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xlsx-3173Home Inventory
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pdf-3172Home Inventory Checklist HOT
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xlsx-3174Household Organizer
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xlsx-3175Partner Weight Tracker
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pdf-3176Personal Inventory
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xlsx-3177Personal Inventory
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WORD-3178Project Task List
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WORD-3180Vacation Packing List
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pdf-3181Vacation Packing List
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Download Organ Donation Content

Download Organ Donation Content

pdf-7582Organ Donation and Transplantation How Does It Work English
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pdf-7583Organ Donation and Transplantation How Does It Work Spanish
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pdf-7586The Gift of Life for Families Everywhere (Spanish and English) Brochure
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pdf-7584Transplantation System Infographic
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pdf-7585What You Need to Know About Donation
Download

Download People with Special Needs Preparedness Planning Steps, Activities and Videos

Download People with Special Needs Preparedness Planning Steps, Activities and Videos

mp4-9820American Sign Language - Apply for Disaster Assistance
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mp4-9821American Sign Language - How to Register for Disaster Assistance
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pdf-9578Earthquake Preparedness Guide for People with Disabilities and Other Access or Functional Needs
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pdf-9577Earthquake Preparedness Guide for People with Disabilities and Other Access or Functional Needs Spanish
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pdf-9580Earthquake Safety Tips for People with Disabilities and Other Access or Functional Needs
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pdf-9579Earthquake Safety Tips for People with Disabilities and Other Access or Functional Needs Spanish
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mp4-9581Earthquake Safety Video Preparedness for People with Mobility Disabilities
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pdf-9582Emergency Preparedness for Special Needs of People with Disabilities
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mp4-9822FEMA Accessible Assisting Applicants with Disabilities and Others with Access and Functional Needs
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mp4-9823FEMA Accessible HHS Emergency Prescription Assistance Program
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mp4-9824FEMA Accessible Other Needs Assistance
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mp4-9825Preparing Makes Sense for People with Disabilities and Other Access and Functional Needs
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ppt-9583Presentation for Seniors and People with Disabilities Power Point
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mp4-9826We Prepare Everyday - Open Caption and Interpreter Preparedness Video
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Download Severe Weather Educational Fact Sheets, Videos, Coloring and Activity Books

Download Severe Weather Educational Fact Sheets, Videos, Coloring and Activity Books

mp4-98815 Weird Disasters in 60 Seconds
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mp4-102178 Tips to Cleanup Mold
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mp4-102168 Tips to Cleanup Mold - Spanish
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pdf-10205Be Ready Floods Infographic
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pdf-10204Be Ready Floods Infographic - Spanish
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pdf-10203Flood Education and Awareness Coloring and Activity Workbook
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pdf-10218Flood Hazards A National Threat Fact Sheet
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mp4-10206Flood Smart DIY in 5 Steps
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pdf-10219Focus on Floods Check Your River Level Fact Sheet
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pdf-10220Focus on Floods Have a Plan Fact Sheet
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pdf-10221Focus on Floods Sign Up for Flood Alerts Fact Sheet
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pdf-10222Focus on Floods Turn Around Dont Drown Fact Sheet
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pdf-10207Food and Water Safety During Hurricanes, Power Outages and Floods Fact Sheet
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pdf-10208Owlie Skywarn for Kids Floods Coloring and Activity Book
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pdf-10209Owlie Skywarn for Kids Hurricanes Coloring and Activity Book
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pdf-10210Owlie Skywarn for Kids Lightning Coloring and Activity Book
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pdf-10211Owlie Skywarn for Kids Tornadoes Coloring and Activity Book
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pdf-10212Owlie Skywarn for Kids Winter Storms Coloring and Activity Book
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pdf-10213Owlie SKYWARN Storms Ahead Coloring and Activity Book
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mp4-10214Rip Current Safety for Kids
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mp4-9882Severe Weather Preparedness
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mp4-10223Stay a Float in Flooding Tips to Prepare
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mp4-9883Staying Cool in Extreme Heat
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mp4-9884What is El Niño - Interview with NWS Miami
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mp4-9885What You Need to Know About El Niño - Animated Video
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mp4-9893Flood Insurance 101 Part 1
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mp4-9894Flood Insurance 101 Part 2
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mp4-9895Flood Insurance 101 - FAQ
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mp4-9896Flood Insurance Animation
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mp4-9897When the Clouds Form - Flood Preparedness Animated Video
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Download Ready Wrigley Activity Books

Download Ready Wrigley Activity Books

Educational materials in 23 different languages, including American Sign Language (ASL).

Read More

pdf-10076All-Hazards Preparedness Guide
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pdf-10077Flooding and Mold Safety Awareness Activity Book
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pdf-10078Lead In Water Safety Awareness Activity Book
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pdf-10079Ready Wrigley Coping After A Disaster Activity Book
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pdf-10080Ready Wrigley Earthquake Preparedness Activity Book
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pdf-10081Ready Wrigley Extreme Heat Preparedness Activity Book
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pdf-10082Ready Wrigley Flu Season Preparedness Activity Book
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pdf-10083Ready Wrigley Hurricane Preparedness Activity Book
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pdf-10084Ready Wrigley Tornado Preparedness Activity Book
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pdf-10085Ready Wrigley Winter Weather Preparedness Activity Book
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pdf-10086Zika and Mosquito Bites Safety Awareness Activity Book
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pdf-10087Zombie Preparedness Graphic Story Book
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Download Emergency Preparedness Activities

Download Emergency Preparedness Activities

pdf-8187Adventures of Terry and Gracie Story Book
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jpg-9912Be Smart Get Prepared Image
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pdf-1535Comic Strip 1 Supply Kit
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pdf-1536Comic Strip 2 Family Plan
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pdf-1537Comic Strip 3 Weather Preparedness
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pdf-1538Escape Grid
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pdf-8106Family Communication Plan Template
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jpg-9880Hiking and Camping Picture Checklist Emergency Preparedness Kit Image
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pdf-9879Hiking and Camping Picture Checklist Emergency Preparedness Kit Image PDF Version
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pdf-9914Know Your Alerts and Warnings
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pdf-1540Pack It Up Game
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pdf-1541Ready Family Supply Checklist 1
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Download Emergency Preparedness Activity Books

Download Emergency Preparedness Activity Books

pdf-4971Disaster Preparedness Activity Book 1
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pdf-4972Disaster Preparedness Activity Book 2
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pdf-4973Disaster Preparedness Activity Book 3
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pdf-4974Disney Emergency Preparedness Activity Book English
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pdf-4975Disney Emergency Preparedness Activity Book Spanish
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pdf-9398Earthquake Safety Activities for Children and Teachers
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pdf-4976Emergency Preparedness Activity Book 11-12-13
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pdf-9910Focus on Floods Living Local Activity Worksheets
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pdf-9911Focus on Floods Living Local Coloring and Activity Book
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pdf-4977Fred The Preparedness Dog Activity Book
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pdf-4978Hurricane Awareness Activity Book
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pdf-10270Prepare with Pedro Disaster Preparedness Activity Book
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pdf-1542Ready Kids Activity Book
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pdf-4979Ready Wrigley Hurricanes Activity Book
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pdf-10271World Disaster And Emergency Preparedness Activity Guide
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Download Emergency Preparedness Coloring Pages

Download Emergency Preparedness Coloring Pages

pdf-4984Disaster Preparedness Coloring Book
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pdf-4980Disaster Preparedness Earthquake Coloring and Activity Book
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pdf-4983Disaster Preparedness Flood and Landslide Coloring Book
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pdf-4982Disaster Preparedness Safety Coloring and Story Book
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pdf-4981Earthquake Preparedness Coloring Book
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pdf-9418Flying and Swimming Animals Living Local Coloring Sheet
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pdf-9913Focus on Floods Living Local Coloring Pages
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pdf-4985Quakesafe Emergency Preparedness Coloring Book
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Download Emergency Preparedness Puzzles

Download Emergency Preparedness Puzzles

pdf-4968Disaster Crossword Puzzles Level 1 Activity Book
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pdf-4967Disaster Crossword Puzzles Level 2 Activity Book
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pdf-4969Disaster Crossword Puzzles Level 3 Activity Book
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pdf-4970Disaster Word Search Activity Book
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Download Emergency Learning Activities

Download Emergency Learning Activities

pdf-9908100-Year Flood It's All About Chance
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pdf-101512-1-1 An Easy-to-remember Three-digit Number to Obtain Free Services and Resources
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mp4-99214 Seasons of Safety Tour
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pdf-8030911 Call for Emergency Learning and Safety Activity Book
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pdf-12535A First Priority Evacuation Order Checklist
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pdf-12537Air Conditioned Shelter Emergency Evacutation or Use of Cooling Centers
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pdf-12534Air Filtration - Wildfire Smoke Factsheet - Indoors
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pdf-10051All-Hazards Preparedness Guide
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pdf-12536Alternatives to N95 Respirators and Understanding the Difference
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pdf-7618Child Safety Coloring & Activity Book
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pdf-12367Cleaning and Disinfecting Your Home - Everyday Steps and Extra Steps When Someone is Sick
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jpg-12366Cloth Face Coverings Questions and Answers
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pdf-12363DIY Face Mask Template and Easy and Quick Making a Mask_(Optimized)
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pdf-11795Emergency Financial First Aid Kit
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pdf-11794Emergency Financial First Aid Kit - Spanish
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jpg-10196Emergency Prescription Assistance Program and Medical Equipment in a Disaster Area
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jpg-10195Emergency Prescription Assistance Program and Medical Equipment in a Disaster Area - Spanish
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pdf-10233Emergency Prescription Assistance Program and Medical Equipment in a Disaster Area Infographic
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pdf-10232Emergency Prescription Assistance Program and Medical Equipment in a Disaster Area Infographic - Spanish
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pdf-11796Emergency Safeguarding Your Valuables Facilitator Activity Guide
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pdf-11797Emergency Savings Fitness Guide to Your Money and Your Financial Future
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mp4-10180FAQ What is a Watch
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mp4-10181How to Use a Portable Fire Extinguisher Training Video
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pdf-7635Kids Injury Prevention and Safety Activity Book
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pdf-9943National Park Service Definitions for Fire and Wildfire
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pdf-7636Parents Prevent Lead Poisoning for Kids Coloring Book
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pdf-10241Saving the Whole Family Animal Disaster Preparedness
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pdf-10240Saving the Whole Family Animal Disaster Preparedness - Spanish
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pdf-10201What You Need to Know About EPAP Emergency Prescription Assistance Program and Medical Equipment
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pdf-10200What You Need to Know About EPAP Emergency Prescription Assistance Program and Medical Equipment - Spanish
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pdf-10281World Disaster And Emergency Preparedness Activity Guide
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Public Downloads
Category: Emergency Learning Activities

Danger Rangers

Seven animal heroes called the "Danger Rangers," their robot Fallbot, and their artificial intelligence called SAVO teach children about safety through examples, such as environmental hazards and unsafe places.

Read More: Wikipedia


 

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