Academia and Careers

Public Service = Student Loan Relief

Interested in shedding some federal student loan debt? If you plan things just right, there’s a strategy that may work for you. It’s called the Public Service Loan Forgiveness program.

Here are the requirements:

  • You must work full-time for a public service employer—a government agency or a non-profit organization. (Not all non-profits qualify.)
  • You must have a qualifying loan and a qualifying repayment plan. (You can restructure both so they meet the requirements.)
  • You must make 120 qualifying payments, all while meeting the points above.

Read this Department of Education blog post for a step-by-step explanation of how to qualify for each requirement.